/* Quick Asset Finance website. Dark navy/charcoal with #2ecc40 accents. */
:root{
  --navy:#0b1220; --navy-2:#0f1a2e; --charcoal:#141c2b; --card:#182235; --line:#25324a;
  --text:#e8edf5; --muted:#a3afc2; --green:#2ecc40; --green-d:#22a833; --green-soft:rgba(46,204,64,.12);
  --white:#fff; --radius:14px; --shadow:0 10px 30px rgba(0,0,0,.35);
  --font:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font);background:var(--navy);color:var(--text);line-height:1.6;font-size:17px;overflow-x:hidden}
img{max-width:100%;display:block}
a{color:var(--green);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{line-height:1.2;color:var(--white);margin:0 0 .6em;letter-spacing:-.01em}
h1{font-size:clamp(2rem,5vw,3.2rem);font-weight:800}
h2{font-size:clamp(1.55rem,3.4vw,2.25rem);font-weight:750}
h3{font-size:1.2rem;font-weight:700}
p{margin:0 0 1em}
.container{width:100%;max-width:var(--max);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:var(--green);color:#000;padding:8px 12px;z-index:999}
.skip:focus{left:8px}
.accent{color:var(--green)}
.muted{color:var(--muted)}
.eyebrow{display:inline-block;font-size:.8rem;font-weight:700;text-transform:uppercase;letter-spacing:.12em;color:var(--green);margin-bottom:.8em}

/* Draft banner */
.draft-banner{background:#3a2a00;color:#ffd666;text-align:center;font-size:.82rem;padding:6px 12px}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(11,18,32,.92);backdrop-filter:saturate(140%) blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:72px;gap:16px}
.brand img{height:46px;width:auto}
.nav-links{display:flex;align-items:center;gap:4px;list-style:none;margin:0;padding:0}
.nav-links a{color:var(--text);font-weight:600;font-size:.95rem;padding:8px 12px;border-radius:8px}
.nav-links a:hover,.nav-links a[aria-current=page]{background:var(--green-soft);color:var(--white);text-decoration:none}
.dropdown{position:relative}
.dropdown-menu{display:none;position:absolute;top:100%;left:0;min-width:240px;background:var(--charcoal);border:1px solid var(--line);border-radius:12px;padding:8px;box-shadow:var(--shadow);list-style:none;margin:0}
.dropdown:hover .dropdown-menu,.dropdown:focus-within .dropdown-menu{display:block}
.dropdown-menu a{display:block}
.nav-cta{display:flex;align-items:center;gap:10px}
.nav-phone{color:var(--white);font-weight:700;white-space:nowrap}
.menu-toggle{display:none;background:none;border:1px solid var(--line);color:var(--white);border-radius:10px;padding:8px 10px;font-size:1rem;cursor:pointer}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-weight:700;border-radius:999px;padding:13px 24px;border:2px solid transparent;cursor:pointer;font-size:1rem;font-family:inherit;transition:transform .15s,background .15s;text-decoration:none!important;line-height:1.2}
.btn-primary{background:var(--green);color:#06210b}
.btn-primary:hover{background:#3fe052;transform:translateY(-1px)}
.btn-outline{border-color:var(--line);color:var(--white);background:transparent}
.btn-outline:hover{border-color:var(--green)}
.btn-block{width:100%}
.btn-sm{padding:9px 16px;font-size:.92rem}

/* Hero */
.hero{position:relative;isolation:isolate;padding:64px 0 72px;min-height:620px;display:flex;align-items:center}
.hero-bg{position:absolute;inset:0;z-index:-2;width:100%;height:100%;object-fit:cover}
.hero::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(100deg,rgba(11,18,32,.96) 0%,rgba(11,18,32,.86) 45%,rgba(11,18,32,.45) 100%)}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.hero p.lead{font-size:1.18rem;color:#d3dbe8;max-width:560px}
.hero-points{list-style:none;padding:0;margin:22px 0 0;display:grid;gap:10px}
.hero-points li{display:flex;gap:10px;align-items:flex-start}
.tick{flex:0 0 22px;height:22px;border-radius:50%;background:var(--green);color:#06210b;display:inline-flex;align-items:center;justify-content:center;font-size:.8rem;font-weight:900;margin-top:2px}
.page-hero{min-height:440px;padding:56px 0}
.page-hero .hero-grid{grid-template-columns:1.15fr .85fr}
.breadcrumb{font-size:.85rem;color:var(--muted);margin-bottom:12px}
.breadcrumb a{color:var(--muted)}

/* Form card */
.form-card{background:rgba(20,28,43,.97);border:1px solid var(--line);border-radius:18px;padding:26px;box-shadow:var(--shadow)}
.form-card h2,.form-card h3{font-size:1.35rem;margin-bottom:4px}
.form-card .sub{color:var(--muted);font-size:.92rem;margin-bottom:16px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.form-grid .full{grid-column:1/-1}
label{display:block;font-size:.85rem;font-weight:600;color:#cdd6e4;margin-bottom:5px}
input,select,textarea{width:100%;font:inherit;font-size:1rem;color:var(--white);background:#0d1626;border:1px solid #2c3a55;border-radius:10px;padding:12px 13px;min-height:48px}
textarea{min-height:110px;resize:vertical}
input:focus,select:focus,textarea:focus{outline:2px solid var(--green);outline-offset:1px;border-color:transparent}
.check{display:flex;gap:10px;align-items:flex-start;font-size:.82rem;color:var(--muted);font-weight:400}
.check input{width:20px;min-height:20px;height:20px;margin-top:2px;flex:0 0 20px;accent-color:var(--green)}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
.form-note{font-size:.78rem;color:var(--muted);margin-top:10px}
.form-status{margin-top:12px;font-size:.92rem}
.form-status.error{color:#ff8a8a}
fieldset{border:1px solid var(--line);border-radius:14px;padding:18px;margin:0 0 18px}
legend{font-weight:700;color:var(--white);padding:0 8px}

/* Sections */
section{padding:76px 0}
.section-alt{background:var(--navy-2)}
.section-head{max-width:720px;margin-bottom:36px}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}

/* Service cards */
.service-card{position:relative;border-radius:var(--radius);overflow:hidden;background:var(--card);border:1px solid var(--line);display:flex;flex-direction:column;transition:transform .2s,border-color .2s;color:var(--text)}
.service-card:hover{transform:translateY(-4px);border-color:var(--green);text-decoration:none}
.service-card img{aspect-ratio:16/10;object-fit:cover;width:100%}
.service-card .body{padding:20px 20px 22px}
.service-card h3{margin-bottom:6px}
.service-card p{color:var(--muted);font-size:.95rem;margin-bottom:12px}
.service-card .more{font-weight:700;color:var(--green);font-size:.95rem}

.feature{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.feature .icon{width:44px;height:44px;border-radius:12px;background:var(--green-soft);color:var(--green);display:flex;align-items:center;justify-content:center;font-size:1.3rem;margin-bottom:14px}
.feature p{color:var(--muted);margin:0;font-size:.96rem}

.photo{border-radius:18px;overflow:hidden;box-shadow:var(--shadow)}
.photo img{width:100%;height:100%;object-fit:cover;aspect-ratio:4/3}

.steps{counter-reset:step;display:grid;grid-template-columns:repeat(4,1fr);gap:20px;list-style:none;padding:0;margin:0}
.steps li{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:24px;position:relative}
.steps li::before{counter-increment:step;content:counter(step);display:flex;align-items:center;justify-content:center;width:38px;height:38px;border-radius:50%;background:var(--green);color:#06210b;font-weight:800;margin-bottom:12px}
.steps h3{font-size:1.08rem}
.steps p{color:var(--muted);font-size:.94rem;margin:0}

.prose{max-width:780px}
.prose h2{margin-top:1.4em}
.prose h3{margin-top:1.2em}
.prose ul{padding-left:1.2em}
.prose li{margin-bottom:.4em}
.list-check{list-style:none;padding:0;margin:0 0 1em}
.list-check li{position:relative;padding-left:32px;margin-bottom:10px}
.list-check li::before{content:"✓";position:absolute;left:0;top:1px;width:22px;height:22px;border-radius:50%;background:var(--green-soft);color:var(--green);font-weight:900;font-size:.8rem;display:flex;align-items:center;justify-content:center}

.loan-types{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.loan-type{background:var(--card);border:1px solid var(--line);border-left:4px solid var(--green);border-radius:12px;padding:20px}
.loan-type p{color:var(--muted);margin:0;font-size:.95rem}

/* FAQ */
.faq details{background:var(--card);border:1px solid var(--line);border-radius:12px;margin-bottom:12px;padding:0 20px}
.faq summary{cursor:pointer;font-weight:700;color:var(--white);padding:18px 0;list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--green);font-size:1.4rem;line-height:1}
.faq details[open] summary::after{content:"–"}
.faq details p{color:var(--muted);padding-bottom:16px;margin:0}

/* CTA band */
.cta-band{background:linear-gradient(120deg,#0f2a17 0%,#0b1220 70%);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.cta-band .inner{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}
.cta-band h2{margin:0}

/* Calculator */
.calc{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.calc-out{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:28px;text-align:center}
.calc-out .big{font-size:clamp(2.2rem,6vw,3.2rem);font-weight:800;color:var(--green);line-height:1.1}
.calc-out dl{display:grid;grid-template-columns:1fr auto;gap:8px 16px;text-align:left;margin:22px 0}
.calc-out dt{color:var(--muted)}
.calc-out dd{margin:0;font-weight:700;color:var(--white)}
input[type=range]{padding:0;min-height:auto;height:6px;accent-color:var(--green);background:transparent;border:none}
.range-row{display:flex;justify-content:space-between;align-items:center;margin-bottom:6px}
.range-row output{font-weight:700;color:var(--white)}

/* Footer */
.site-footer{background:#070c16;border-top:1px solid var(--line);padding:56px 0 110px;font-size:.92rem;color:var(--muted)}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px;margin-bottom:32px}
.site-footer h4{font-size:.95rem;color:var(--white);margin-bottom:12px}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin-bottom:8px}
.site-footer a{color:var(--muted)}
.site-footer a:hover{color:var(--green)}
.footer-logo{height:52px;width:auto;margin-bottom:14px}
.compliance{border-top:1px solid var(--line);padding-top:22px;font-size:.8rem;line-height:1.6}
.compliance p{margin-bottom:.7em}
.compliance strong{color:#cdd6e4}

/* Sticky mobile bar */
.mobile-bar{display:none}

.todo-kym{outline:1px dashed #ffd666;outline-offset:2px}

@media (max-width:1020px){
  .nav-links,.nav-phone{display:none}
  .menu-toggle{display:inline-block}
  .nav-links.open{display:flex;flex-direction:column;align-items:stretch;position:absolute;top:72px;left:0;right:0;background:var(--navy);border-bottom:1px solid var(--line);padding:12px 20px 20px;max-height:calc(100vh - 72px);overflow:auto}
  .dropdown-menu{display:block;position:static;box-shadow:none;border:none;background:none;padding:0 0 0 12px}
  .hero-grid,.page-hero .hero-grid,.grid-2,.calc{grid-template-columns:1fr}
  .grid-3,.grid-4,.steps{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:640px){
  body{font-size:16px}
  .nav-cta .btn{display:none}
  .brand img{height:38px}
  .hero{padding:36px 0 44px;min-height:0}
  .hero::before{background:linear-gradient(180deg,rgba(11,18,32,.82) 0%,rgba(11,18,32,.95) 60%)}
  section{padding:54px 0}
  .grid-3,.grid-4,.steps,.loan-types,.form-grid,.footer-grid{grid-template-columns:1fr}
  .form-card{padding:20px}
  .mobile-bar{display:grid;grid-template-columns:1fr 1fr;gap:10px;position:fixed;left:0;right:0;bottom:0;z-index:60;padding:10px 12px calc(10px + env(safe-area-inset-bottom));background:rgba(7,12,22,.97);border-top:1px solid var(--line)}
  .mobile-bar .btn{padding:12px 10px}
}
.apply-grid{grid-template-columns:1.4fr .6fr}@media (max-width:1020px){.apply-grid{grid-template-columns:1fr}}
.check{display:block;position:relative;padding-left:30px}
.check input{position:absolute;left:0;top:0;margin-top:2px}