Caravan & camper finance Australia-wide
Whether it's a weekend camper trailer or an off-road van for the big lap, we'll help you finance it and point out what lenders look for before you sign anything.
- ✓Caravans, camper trailers, motorhomes and campervans
- ✓New or used, dealer or private sale
- ✓Tow vehicle and van can be looked at together
Get a quick quote
Two minutes, no obligation. We'll call you back within one business day.
How caravan finance works
Caravan and camper loans are usually secured loans, with the van as security. Lenders consider the van's age and value along with your income, expenses and credit history. If you're also upgrading the tow vehicle, we can look at both purchases together so the repayments fit your budget.
Planning to travel for a long stretch, or heading into retirement? Tell us up front, because lenders need to understand how the loan will be repaid while you're on the road.
Estimate repayments
What we can help finance
- New and used caravans
- Off-road and hybrid vans
- Camper trailers
- Motorhomes and campervans
- Fifth-wheelers
- Tow vehicles alongside the van
What you'll usually need
- Driver licence or other ID
- Payslips, Centrelink or super income statements, or tax returns if self-employed
- Bank statements
- Van details: dealer invoice or private seller's details, VIN and registration
Every lender is different. We'll confirm exactly what's needed for your application.
Ways to structure it
Which option suits depends on how you'll use the asset, your income and your plans. We'll walk you through the pros and cons.
Secured caravan loan
The van secures the loan, which usually means a better rate than unsecured options.
Motorhome loan
For self-propelled motorhomes and campervans, assessed much like a vehicle loan.
Unsecured personal loan
For smaller camper trailers or older vans that lenders won't take as security.
Pre-approval
Shop the caravan shows with a budget in mind. Conditional on the lender assessing the van.
How it works
Tell us what you need
Send a quick quote or email us. We'll ask about the asset, the amount and your situation.
We compare options
We look at suitable lenders and loan structures and explain the trade-offs in plain English.
Apply with our help
We prepare and lodge the application and keep you posted until the lender decides.
Settle and get going
Once approved, we coordinate settlement with you and the seller or supplier.
Frequently asked questions
Can retirees get caravan finance?
It depends on your income and how the loan will be repaid. Some lenders accept super or pension income. Talk to us about your situation.
Can I finance a private-sale caravan?
Yes, many lenders will. They'll need the seller's details and checks that there's no money owing on the van.
How long can a caravan loan be?
It depends on the lender and the van's age, and we'll explain the options for your situation. Our calculator lets you compare terms using your own figures.
Can I include accessories?
Often, items such as solar, batteries or an annexe bought with the van can be included. Ask us for your specific case.
Ready to talk about your finance?
Tell us what you're buying and we'll do the legwork with lenders.